New Jersey Mortgage Loan Officer License
You’ll Sweat Your New Jersey Loan Officer Course!
unless you have a professional tutoring program to provide you with unfair advantages
It’s a great time to be in Real Estate in New Jersey. The close proximity to New York City does not subtract from the charms of the Garden State. Once you’ve passed your New Jersey mortgage loan officer license exam with the help of the Amelox College Tutor, you can go out there and start working on your membership in the 5-Million Dollar Club!
When you’re studying for your New Jersey mortgage loan officer license, the Amelox self-paced online
College Tutor is the program to help you. The program provides thorough explanations of all answers, including math problems, which are so crucial in the Real Estate industry. We also have an evaluation system that will tell you when you’re ready to take the exam. You’ll build your confidence with each practice test so that when the time comes for the real thing, you’ll be confident in your chances for success.
You are the elite! You deal with financial calculations that agents and brokers usually shy away from.
But you thrive on it. Our self-paced online College Tutor for New Jersey mortgage loan officer will indulge you. We present math problems with detailed workouts for general Real Estate, financial–, and appraisal math. Our competitors charge extra for this. You will be studying these Topics:
- Agency. As an independent contractor you want to know about that.
- Contracts. You will be dealing with contracts every day.
- Mathematics: Principal, interest, commissions.
- Financing Instruments, Foreclosure, Truth-in-Lending, Loan Laws
- Lenders, Govt. Housing Programs, Real Estate Loans
- Real Estate Appraisal Concepts and Methods
- Appraisal Math
- Escrow and Closing Costs
- Real Property Tax Considerations
- Code of Ethics
- Title Insurance (where appropriate)
- Legal Aspects of Real Estate
- Community Property Law (for community property states).
New Jersey requires that anybody dealing with the money part of Real Estate transactions must have
a license. Real Estate licenses are divided into three parts: Sales Assistant, Agent (Realtor), and Broker.
The difference lies in the number of courses one has to pass. The Sales Assistant designation usually requires
the passing of one course, often called the Real Estate Principles course. The agent designation requires one
or two additional courses, typically Legal Aspects and Real Estate Practices. In New Jersey the
profession of loan officer (loan solicitor) is regulated by the department of banking and insurance. The state does
not require that a specific course be completed. However, they still want you to pass a test. You may
purchase from them a booklet that covers the required details. But note: It is not a textbook and it does
not train you for the mathematics portion. We recommend, though, that you order it because it may contain material
not covered in the College Tutor.
No school or traveling seminar can claim that they have all their answers tailored just for you.
It is not possible. Also, do not be misled by cleverly worded ads that appear to promise that an applicant
can take the state exam at the school or over the Internet. Those are just summaries, akin to finals. All applicants must appear in person at a state testing center for the exam. However, with our college level, self-paced online interactive and student directed professional New Jersey mortgage broker license preparation program you can pass your New Jersey state exam on your first try because we went further than most classes and textbooks.
We added Legal Aspects and Code of Ethics, plus Community Property and Title Insurance for your appreciation of what other states are doing. Usually the first two are taught in later courses to make your license permanent but some sneak into the basic license exam to keep the pass rate at a 35% to 50% ratio. You will be prepared!
You will find math review questions dealing with acreage, financing and commissions, and a special section for appraisals. These math problems have been carefully worked out in detail and are displayed for you. Nothing is left to guesswork. We even added in a short math primer, just in case.
To top it all off, we also made sure that you will know when you are ready for your class final or state exam by watching our unique success indicating Readiness Meter. This meter does not use the grade averaging method used by schools.
Ordering information
Who should use the College Tutor for the New Jersey loan officer license exam?
- All students taking now, or planning to take New Jersey Real Estate courses.
If you hate doing homework -- this is your salvation. It goes fast and you learn for keeps.
- Applicants ready to submit to the state exam.
Give yourself at least three weeks time before the exam. Ask to reschedule, if necessary.
- Office Managers of brokerage- and financial houses to evaluate new-hires.
Save Time
Whether you go to college, take a seminar, study by yourself at home or use our New Jersey loan officer license preparation program, you have to set aside time to study. With the Amelox College Tutor you finish your assignments earlier. Saving two to four hours every week for other important things in your life can make a big difference, and you don’t have to compromise. Since the New Jersey mortgage loan officer license program works so fast this is bonus time on top of the better grade and the money saved. Because of the intensive, interactive experience (did you ever fall asleep while being interactively involved with the Internet?), the material is easier and longer retained in memory. It may also pay to look at our References.
A good time saver is to study correctly. We recommend that you look over our
Study Guide. It has tips for really effective studying that most people are not aware of. If you have kids in school or college — this is a must read.
Ordering information
Your
unfair Advantages
Using your computer has unique advantages over exam preparation books, audio tapes or videos
assuring that you pass the state exam on the first try, saving considerable time, effort and money in the
process.
The College Tutor was designed with you in mind:
| Feature |
College Tutor |
Other Methods |
| Grouped by Topic |
20 Topics, plus the Final. Fully supplements your course work |
Exam Prep Books: Only for Final or State Exam without chapter selection |
| Number of Questions |
1,000 for unlimited practice exam variety |
8 to 10 per chapter, about 150 to 250 total |
| Environment A |
Adapts to your textbook |
Restricted to the textbook |
| Environment B |
Bonus Topics, usually found only in follow-up classes. Click on topics button |
Restricted to the textbook |
| Format |
Sequences change continuously. No dull moments |
A fixed sequence |
| Practice Finals |
Unlimited for number of retakes, and each and every one is different |
A fixed number, usually 10 |
| Explanations |
If you don’t know the answer. (See our demo) |
Back of the book — sometimes |
| Wrong Answer |
Correct answer shows up immediately |
Back of chapter — sometimes |
| Accidental Correct Answer |
Explanation shows with click of mouse |
Nothing — not possible |
| Math Questions |
All worked out with detailed explanations. Includes a short math primer for calculating interest rates and amounts. |
Answers without details.
Some companies require additional purchase. |
| Key-Word Search |
Instantly find pages that contain a specific word or phrase |
Back of book |
| Feedback |
Immediate |
Back of chapter — sometimes |
| Success Indicator |
Our unique Readiness Meter |
You are on your own |
| Tracks Scores |
Yes: Elapsed time, #correct, %correct |
No: Not possible |
| Speed |
Up to 200 questions per hour, or as fast as you can read |
Considerably slower, requires manual scoring |
| Missed Questions |
Redo only the ones you don’t already know |
Always restarts from the beginning |
| Certificate of Accomplishment |
Print yourself a nice certificate. Hang it on the wall or send it to the state as evidence of your work |
No waiting. Prints right from your computer |
| For the Final: Anxiety Reduction |
Interspersed interesting facts in TimeOut panels that require no answer. Relax for a spell. |
Nothing |
| Rote Memorization |
No: Random selection of questions |
Possible: Small quantity, easily memorized |
| Retention |
Our interactive program keeps you alert. Know anyone who fell asleep at the computer? Information is retained more efficiently. |
Lie on the couch — read a book — fall asleep! |
| Special Information |
In Read-me file. Info not found in textbooks |
None |
This classroom tested, teacher approved New Jersey Real Estate loan officer license preparation program features 1,000 quality questions with answers, sorted into 13 professional
topics. All questions are selected at random, so each exercise is different. Once the various topics are mastered
a student goes through the full trial exams in record time. Only the previously missed questions are offered for an
efficient retake. The number of ‘final’ reviews is practically infinite. No two review sequences are alike. You are
not limited to a fixed number of finals. Take as many as you want. To experience the flavor of the
College Tutor and to see examples of New Jersey loan officer license preparation questions click here:
Interactive Live Demonstration
Income Property Evaluation
When you come across loan requests for income property in your portfolio, such as multi-dwelling apartment houses, small shops, restaurants, stores, and the like, there is extra income to be had. However, that also presents much work for evaluating and presenting the findings to prospective clients. Take heart, you are at the right address for help.
Amelox has created a sophisticated spreadsheet program that runs in Window’s Excel, or Corel’s Quattro Pro. Not only does it organize all the numbers so you do not forget anything important, this program also does all the calculations, such as loan amortizations for up to 15 years, depreciation schedules, and before and after tax savings. But most importantly, you are presented with three rows of Discounted Return-On-Investment (DROI) figures that bring your various income property evaluations on equal footings for fair comparisons. We also did not forget to compare it
against secure Government Bonds. This program does the work only a seasoned CPA would undertake. On the open market
it is worth many times what you are paying for your Broker Tutor. However, as our valued customer it is free to you.
Grab it while it lasts!
If you value your time — here is what to do:
Order your professional New Jersey loan officer license preparation program now for that warm feeling of accomplishment. That tax deductible seminar at a luxurious resort may be only a few commission checks away if you act now! You can’t go wrong with these
Low Internet Prices
The College Tutor may be installed on several computers such as in your home, office, and on a laptop for travel.
Whether you are only 7 years old or are pushing 70, learn superior study insights and
skills with the Study Guide available on this web site.
Questions?
For general questions about the Real Estate Tutor please click on Tutor Questions
For New Jersey Mortgage Loan Officer license preparation
the Amelox College Tutor delivers results
|
Return to Top |
 |
Our Privacy Policy:
We do not sell customer lists and we do not share customer e-mail addresses with outside companies.
No cookies are placed on your computer.
|
ISBN 978-0-9712358-0-9
Home
Demo
Search
Order
References
Topics
Study Guide
About us
Rates on 30-year mortgages edged down slightly this week, but remained above 6 percent for the third straight week.