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Are you worried about the current sub-prime mortgage mess? Then remember that Real Estate professionals work like stock brokers. They make money whether the client is buying or selling, and sometimes both. Home owners are "under water" and desperate to sell? Somebody will buy those houses when the price is right — and you cash in!
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| Mortgage News, 2008-05-15 08:06:04: Industrial Production Consistent with Recessionary Levels, Economists Say Weakness in U.S. industrial production is consistent with recessionary levels, economists said following the 0.7% decline in Thursday's report from the Federal Reserve. T.J. Marta, fixed income strategist from RBC Capital Markets, said the "collapse" resembles the turbulence seen during the 1990 recession, the 2001 recession, Hurricane Katrina, and the start of the Iraq War. Michael Montgomery, economist at Global Insight, said there were... Read More Now Click here for more information from Mortgage News Daily |
| Real Estate, 2008-05-11 02:00:00: How Can I Sell My House Fast? Posted By : Sharon Samraj The best way to start is to sit down and talk so that we can stumble on more about your situation and what you need. Mutually lay a plan together that gets you what you want and need and works for us too. Click here for more information from Article Sphere |
| Real Estate, 2008-05-16 17:36:11: Real Estate News: Advertising Features (The Journal News) Everybody knows the “housing boom” is over in most parts of the country. But what does that mean for people who are thinking about buying a new home? Slumping real estate markets, known as “buyer’s markets,” give advantage to the buyer. Click here for more information from Yahoo! |
California requires that anybody dealing with the money part of Real Estate transactions must have a Real Estate license. California has no test specifically for loan officers or mortgage brokers.
From the DRE: “California does not issue a “mortgage broker” license. A majority of those engaged in mortgage loan brokering do so with a real estate broker license. To the surprise of some, the license that allows the listing and sale of real property (the traditional activities associated with a real estate broker license) is the same license that allows the solicitation of borrowers or lenders, the negotiation of loans secured by real property and the collection of payments on notes secured by real property. For further details concerning the definition of licensed activity, review Business and Professions Code Sections 10130 and 10131.
“It should be noted there are other licenses that allow mortgage loan brokering under a limited set of circumstances, such as the California finance license and the residential mortgage lending license. For information about these licenses contact the California Department of Corporations. (See addresses at end of pamphlet.)”
Real Estate licenses in California are divided into two parts: Agent (Realtor), and Broker. The conditional salesperson designation requires two courses, Real Estate Principles and Real Estate Practices. That is to be followed within 18 moths with a third course such as Legal Aspects. The Amelox College Tutor for agents covers Agent and Realtor in one program. The Broker designation requires a California Real Estate broker license with additional courses to be taken.
Please click on Agent or Broker for further information.
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